Refried Bean Dip with Cream Cheese takes only 10 minutes to prepare and is always a hit at the party!
Preheat the oven to 350° and have ready an 8"x8" square baking dish. Mix together the Cheddar and Monterrey Jack Cheese and set aside.
Add the cream cheese and sour cream to a large bowl and stir to combine with a wooden spoon or handheld mixer on medium speed. Add the refried beans, half of the cheese mixture, taco seasoning, and hot sauce to the bowl, and stir (or mix on low) until well combined.
Transfer the bean dip to the baking dish and top with the remaining cheese. Bake for 20 minutes, uncovered. Top with green onion garnish (if using), serve, and enjoy!